Terms and Conditions

Welcome to UmbraCap Financial. By accessing our website, purchasing our financial education resources, or registering for our business conferences, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must refrain from using our services and website immediately.

UmbraCap Financial provides financial education, technology consulting, and conference planning services. The content provided during our conferences or within our educational materials is for informational purposes only. It does not constitute specific financial, investment, or legal advice. Users are encouraged to consult with a certified financial professional before making significant fiscal architectural changes.

Users must provide accurate, current, and complete information during registration for our events. Your privacy is paramount to us. All personal data collected through our portal at 4 Lloys Ellis Avenue or via our digital channels is handled in accordance with the Protection of Personal Information Act (POPIA) of South Africa.

• • Users are responsible for maintaining the confidentiality of their account credentials.
• • Any unauthorized use of your account must be reported to info@umbracapfinancial.co.za immediately.
• • We reserve the right to terminate access for users who violate intellectual property rights.

To the maximum extent permitted by South African law, UmbraCap Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly as a result of your reliance on our financial strategy frameworks or attendance at our conferences.